1. Publisher
The website smartwealthblog.com is published by:
- Name: Thomas Mercier
- Status: Sole trader / Individual enterprise
- SIRET: 123 456 789 00012 (placeholder — to be replaced)
- Address: 12 rue de la Paix, 75001 Paris, France
- Email: contact@smartwealthblog.com
- Publication director: Thomas Mercier
2. Web Host
The site is hosted by:
- Company: Render Services, Inc.
- Address: 525 Brannan Street, Suite 300, San Francisco, CA 94107, United States
- Website: https://render.com
3. Intellectual Property
All content published on this site (texts, images, logos, graphics, data) is the exclusive property of Thomas Mercier / Smart Wealth Blog, unless otherwise expressly stated.
Any reproduction, representation, modification, publication or adaptation of any element of the site, by any means or process, is prohibited without the prior written authorisation of the publisher, except as permitted under French intellectual property law.
Short quotations from articles for informational purposes are permitted, provided the source is clearly cited with a link to the original article.
4. Limitation of Liability
The information published on this site is provided for informational and educational purposes only. It does not constitute investment advice within the meaning of the MiFID II directive, nor legal or tax advice.
Smart Wealth Blog strives to ensure the accuracy and currency of published information. However, due to frequent legislative and regulatory changes, the publisher cannot guarantee the completeness or accuracy of all information. The publisher accepts no liability for decisions made based on content published on this site.
For any investment or tax optimisation decision, it is recommended to consult a qualified professional: independent wealth management advisor (CGPI), chartered accountant or notary.
5. Hyperlinks
This site may contain links to third-party websites. Smart Wealth Blog has no control over these sites and accepts no liability for their content or privacy policies.
Any link to this site must be subject to prior authorisation from the publisher.
6. Personal Data
The processing of users' personal data is described in our Privacy Policy, in accordance with the General Data Protection Regulation (GDPR — EU Regulation 2016/679).
7. Cookies
This site uses audience measurement cookies (Google Analytics) and advertising cookies (Google AdSense). You can configure your preferences via the consent banner displayed on your first visit. See our Privacy Policy for more information.
8. Mediation and Disputes
In the event of a dispute, you may use consumer mediation. The European Commission provides an online dispute resolution platform at: https://ec.europa.eu/consumers/odr.
9. Governing Law
This legal notice is governed by French law. In the event of a dispute, French courts shall have exclusive jurisdiction.
Last updated: April 2026